Are you ever too old to get a home loan? Not necessarily, but if you're over 40 or so, the bank will want you to have an exit strategy. An exit strategy is basically a backup plan to give the lender assurance you'll be able to pay back the entire loan by the end of the loan term – usually 30 years. And if you're taking out a home loan later in life, the lender will want to understand how you'll be able to pay back the loan once you stop working. So, if you're worried you're too old to secure finance, speak to us to understand your options. Where there's a will, there's a way!